KASB BANK
KASB Bank Limited was incorporated on October 13, 1994 as
Platinum Commercial Bank Limited. The name of the Bank was
subsequently changed to KASB Bank Limited on February 21,
2003, when the majority shareholding was acquired by the KASB
Group. The Bank operates through a network of 21 branches
strategically located all over the country.
The merger of Khadim Ali Shah Bukhari & Co. and KASB
Leasing Limited into the Bank increased the paid-up capital
of the Bank to Rs. 1.293 billion as on December 31, 2003 complying
with the regulatory requirements. Bank also owns a 100% stake
in KASB Securities (Pvt.) Limited and KASB Technology Services
Limited.
Car Financing:
KASB Shandar Car Financing is the easiest means which enables
you to get a new vehicle of your choice, suitable for your
business and personal needs. Avail maximum advantages through
convenient payment installments to suit your budget.
Salient Features:
• Financing upto Rs. 1,200,000/-
• Financing period from 36 months to 60 months
• Comprehensive insurance from reputable insurance company
• Most economical monthly installment
• Simple documentation and quick approval
You Can Apply If You Are:
• Between the age of 21-55 years
• In possession of an National Identity Card
• A permanent resident of the city where KASB Bank has
a branch
• In employment or business for at least 2 years
• Earning minimum take home Salary / Income of Rs. 20,000/-
per month
• Maintaining a bank account with any bank.
Documents You Need To Provide:
• Copy of National Identity Card
• Two passport size photographs
• Copies of utility bills
• Employment certificate (For Salaried Persons)
• Financial statement, company profile and copy of tax
return (For business and self employed professionals)
• Bank statement for last three months
Consumer Financing:
You can now purchase electronic and household appliances of
your choice through KASB Bank's Shandar Consumer Financing
Scheme. Gain maximum advantages through our tailor made product
for your convenience.
Salient Features:
• Simple documentation.
• Quick approval
• Flexible repayment period from 6 months to 24 months.
• Economical installments to suit your budget.
• No processing fee.
• Free Credit Insurance Cover.
You Can Apply If You Are:
• A permanent resident of the city where KASB Bank has
a branch.
• In possession of an NIC.
• Between 21 - 60 years.
• In business or employment for at least 2 years.
• Having minimum take home Salary / Income of Rs. 10,000
per month*.
• Maintaining a bank account with any bank.
Documents You Need To Provide:
• Copy of NIC.
• Two recent passport size photographs
• Bank statement for last 3 months
• Copies of utility bills.
• Employment / Salary Certificate.
• Financial Statement for Businessmen / Self Employed
/ Professionals.
Home Financing:
Buying or constructing a home is likely to be the biggest
financial investment of your life! KASB Bank Shandar Home
Financing Scheme is the easiest means which enables you to
buy, build or renovate a bungalow, a townhouse or an apartment
of your choice, suitable for you and your family needs.
The facility is available at an affordable cost and convenient
payment terms with the flexibility to match the individual's
need and cash flow.
Salient Features:
• Facility available for purchase, construction or renovation
of your home.
• Financing up to 70% of the cost of the house or an
apartment or up to Rs. 7.5 million, whichever is lower.
• Repayment period from 3 years to 15 years.
• Facility available at fixed or variable rates.
• Most economical monthly installments to suit your
budget.
• Flexibility to pay off some or the entire mortgage
at anytime, without any additional cost to the borrower.
• Insurance of the borrower and the property during
the period of financing will protect the investment from uncertainties.
You Can Apply If You Are:
• A permanent resident of the city where KASB Bank has
a branch.
• In possession of a National Identity Card.
• Between the age of 21 to 55 years.
• In business or continuously employed in a permanent
position for 3 years or more.
• Having minimum take home income or salary of Rs. 20,000
per month. (Income of your spouse may be combined with your
income to determine the repayment capacity.)
• Maintaining a bank account with any bank.
Documents You Need To Provide:
• Copy of National Identity Card.
• Two recent passport size photographs.
• Financial statements, company profile, copies of tax
return and wealth statement for the last 2 years (for businessmen
and self employed professionals).
• Employment certificate (for salaried persons)
• Photocopies of title documents of the property to
be purchased, constructed or to be renovated.
• Bank Statements for last 6 months.
• Copies of last paid bills for telephone, gas and electricity.
• Copies of credit card bills for last three months.
Personal Financing:
You may require funds for your emergent financial needs for
meeting educational expenses, marriage or traveling expenses
through KASB Shandar Personal Loan Scheme. You can avail the
facility and can pay back within 24 months in affordable monthly
installments.
Salient Features:
• Financing from Rs. 20,000/- to Rs. 100,000/-
• Financing period from 06 months to 24 months
• Free credit protection cover
• Most economical monthly installments
• Simple documentation and quick approval
You Can Apply If You Are:
• Between the age of 21-55 years
• In possession of an NIC
• A permanent resident of the city where KASB Bank has
a branch
• In employment or business for at least two years
• Earning minimum take home salary / income of Rs. 10,000/-
per month
• Maintaining a bank account with any bank.
Documents You Need To Provide:
• Copy of NIC
• Two recent passport size photographs
• Copies of utility bills
• Employment certificate (For Salaried Persons)
• Financial statement, company profile and copy of tax
return (For business and self employed professionals)
• Bank statement for last three months
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