UNION BANK
Established in 1991 and backed by a major Middle Eastern Group,
Union Bank today is the preferred choice of thousands of satisfied
customers throughout Pakistan. With 42 branches in 19 cities
and a correspondent banking network of over 300 banks in 85
countries, Union Bank is rapidly gaining ground in the global
financial market.
The management at Union Bank comprises of seasoned professionals
in the fields of banking and finance thereby encouraging a
culture of innovation, and total customer satisfaction. Union
Bank's vision is to provide its clients with complete banking
solutions.
Car Financing:
Main Features
Low Down Payment
With Down Payment as low as 20% - This means you can drive
off with your brand new car… and your money too. Down
payment can be as low as 10% based on additional documents.
Uni Car Features:
With a nationwide network of renowned car dealers throughout
Pakistan, you can get in the driving seat of your brand new
car in no time. All you need is:
• A completely filled in Application form
• NIC Copy
• 2 recent Photographs
• Salary slip with complete break up
• Last 6 months Bank Statement
So Get Going:
So don't wait, you can be the proud owner of your brand new
car, if you are:
• A Pakistani national between the age of 21 - 65 years
of age
• A salaried individual, a businessman or a self employed
professional
• Continuously employed for at least 6 months (salaried)
or self employed for at least a year
Home Financing:
At an unbelievably low rate of interest and with the most
flexible terms of payment, "My Home" is yet another
product from Union Bank, which turns your dreams into reality
and gives you a secure future, today. Why pay rent when you
can use your hard-earned money to invest in your own home?
Product features
Flexibility
Build, buy or renovate, it is all up to you
Easy Payback
With tailor made installments and the facility to make partial
repayments twice a year, owning a home was never this easy
Extended Tenor
Stretch your installments over a leisurely 20 years, or pay
back in just 3 years, its all up to you.
Low Mark Up
With an unbelievably low mark-up rate you can now spend more
on the little details that make a house your home.
Quick Processing
Simply fill out the application form, sit back and relax while
we make your dreams come true in the shortest time possible.
High Loan amounts
With the highest loan amount offered, based on your eligibility,
"My Home" maximizes your buying power.
Loan Transfer Facility
Now you can use the "loan transfer facility" to
transfer your existing home loan of any other bank or financial
institution to Union Bank's "My Home" and avail
its lowest mark-up, flexibility and other amazing features.
Eligibility Criteria
If you are a salaried, self employed professional or a businessman
residing in Pakistan, between 23-65 years of age and meeting
the minimum monthly income requirement, you can qualify for
"My Home" that puts your own home within your reach.
Application/Documentation Procedure
All you have to do is to fill in the "My Home" application
form and provide the following documents:
Personal Documents
• Copy of NIC.
• 2 recent photographs.
• Copy of any paid utility bill (not more than 3 months
old) received at your current residential address.
Banking Relationship Documents
• Bank statements for the last one year.
• Bank certificate from branch manager.
• Account statement/disbursal letter for any existing
and/or previous borrowing relationship(s).
Occupation-Related Documents
Salaried individuals
• Evidence of being employed for 6 months, occupying
a permanent position at your current organization.
• Proof of 3 years work experience.
Self Employed Professionals and Businessmen:
• Evidence of work for 3 years of self-employment/business.
• Partnership deed or memorandum and articles of association
along with latest tax filings or latest tax assessment order
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